What credit score is needed for venture?
You need a credit score of at least 700 to get the Capital One Venture Rewards Credit Card. In addition to good or excellent credit, you will need enough income to afford monthly bill payments to get approved for the Venture Card.
If your FICO or VantageScore credit score is approximately 670 or higher, you have a history of on-time payments for at least the last year and you haven't declared bankruptcy or defaulted on a loan within five years, you have very good odds of being approved for at least one of Capital One's Venture cards.
The minimum credit limit for the Capital One Venture Card is $5,000, since Venture is a Visa Signature card and Visa Signature cards give at least that much spending power. Some people say they've gotten limits as high as $10,000, but the exact limit you get will depend on things like your credit score and income.
| VantageScore 3.0 credit score range | Average credit card limit |
|---|---|
| 300–640 | $3,481.02 |
| 640–700 | $4,735.10 |
| 700–750 | $5,968.01 |
| 750+ | $8,954.33 |
In general, we recommend having a credit score of at least 670 before applying for the Capital One Venture X card. However, we've seen applicants with lower scores get approved and applicants with higher scores get declined, so approval is more about the contents of your credit report than your credit score.
Capital One Venture X Rewards Credit Card
A rating of 5 is the best a card can receive. Why It's One of the Most Prestigious Credit Cards: The Capital One Venture X Rewards Credit Card isn't especially exclusive, considering it's available to the general public, but you do need excellent credit to get approved.
Is the Capital One VentureOne hard to get? People with credit scores below 670 on the FICO scale could have a harder time getting the VentureOne. If you have a lower credit score, there are still some travel cards for bad or fair credit available that may be easier to access.
And since it features some pretty decent benefits, the American Express® Gold Card requirements for approval tend to be a little stricter. We recommend that you have a good to excellent credit score, which ranges from 690-850, before you apply.
Is the Capital One Venture Rewards Credit Card hard to get? You need excellent credit to qualify for the Capital One Venture Rewards Credit Card and meet the issuer's other criteria. An excellent credit score is generally accepted as a FICO score of 800 or higher.
In addition, we must receive either (1) copies of their three most recent complete bank statements reflecting consistent, consecutive deposit amounts, or (2) copies of their three most recent concurrent cashed handwritten paychecks.
Is Capital One Venture card worth it?
The Capital One Venture Rewards Credit Card is worth it if you have good credit or better and you travel regularly but don't want to be limited to one airline or hotel. The Capital One Venture Card can save the average person more than $2,000 over the first two years of use, according to our calculations.
Capital One appears to pull from any of the three major credit bureaus: Experian, Equifax and TransUnion. Though all evidence is limited to anecdotal data, Capital One does seem to rely on specific bureaus in some states, though this is not a guarantee.
The highest credit card limit you can get is over $100,000 according to reports from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.
A 750 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.
One of the easiest high limit credit cards to get is the Citi Double Cash® Card. This card offers a minimum credit limit of $500 and cardholders report getting a starting credit limit as high as $11,500. The Citi Double Cash Card has a $0 annual fee and requires at least fair credit for approval.
What is the credit limit for Capital One Venture card? The minimum credit limit for the Capital One Venture card is $5,000, since it's a Visa Signature card. Typically, the approved credit limit is $10,000 to $25,000. We've seen credit limits as high as $100,000 on the Capital One Venture card, though.
Premium credit cards like the Capital One Venture X tend to be the most difficult type of credit card to get approved for.
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
1. The Centurion® Card from American Express. While it may seem like more myth than reality, the Centurion Card — or Amex Black — does really exist. And it's so exclusive that you can't even apply for it.
- The American Express Centurion Card is the most exclusive credit card in the world and is commonly known as the “Amex Black Card.” ...
- The Centurion card is so exclusive that American Express won't release the card's full details or say how one can become a cardholder.
What is the rarest credit card in the world?
However, the Dubai First Royale Mastercard* is rumored to be the rarest credit card in the world with less than 200 cardholders.
To qualify for the Capital One Venture Rewards Credit Card, you'll likely need to have a good credit score of at least 670, although having a higher credit score would only improve your chances of approval.
According to FICO®, for example, a fair credit score falls between 580 and 669. According to VantageScore®, a fair score ranges between 601 and 660. Capital One credit cards for fair credit include QuicksilverOne, Quicksilver Secured, and the Platinum Mastercard.
Quicksilver: Quicksilver's Cash Back is King. While the cards share many of the same features, the higher rewards rate on the Quicksilver makes it the better choice for most people. Craig Joseph is a NerdWallet lead writer and credit cards expert.
The easiest Amex cards to get are ones with a lower minimum spending requirement for rewards, as well as a low annual fee or no annual fee. Examples include the Blue Cash Everyday Card from American Express and the American Express Cash Magnet Card.
